SaveSmart: Where Everyone Wins
Join a savings group. Win your money back early. Build your emergency fund.
$2.5M+
Saved this month
Winner!
Sarah won $500
About SaveSmart
SaveSmart is a prize-linked savings platform that makes building your emergency fund engaging and rewarding. Join savings groups where members commit to regular payments, and each month, one random member wins their full amount early. Everyone gets paid in full, creating a win-win system that helps you save while having a chance to win.
Safe & Secure
Your money is held in secure, FDIC-insured accounts. We're transparent about how your funds are managed and protected.
Smart Savings
Build your emergency fund through structured savings groups. No complex investments, just simple, effective saving.
Community Driven
Join thousands of savers working toward the same goal. Support each other while building financial security.
Win-Win System
Some members win early, everyone gets their full amount back. It's a fair system that rewards participation.
How It Works
A simple, fair way to build your savings faster
Join a Savings Group
Choose your commitment ($20/month for 18 months). Join others with the same goal.
Win Each Month
One random member wins their full amount early and stops paying. Fair and transparent.
Everyone Gets Paid
Everyone gets paid in full. No money lost.
Frequently Asked Questions
Got questions? We've got answers. Everything you need to know about SaveSmart.
How does SaveSmart work?
Is my money safe?
What happens if I win early?
What if I don't win? Do I lose money?
How are winners selected?
Can I join multiple groups?
What if I can't make a payment?
How much does SaveSmart cost?
Still have questions? Contact our support team